If the fees is in baseAmount (sourceAccount) currency, effectiveRate = (baseAmount - sum(fees.feeAmount.currencyAmount)) * baseRate) / baseAmount. If the fees is in transferAmount (destinationAccount) currency, effectiveRate = (( baseAmount * baseRate ) - sum(fees.feeAmount.currencyAmount )) / baseAmount
If the fees is in baseAmount (sourceAccount) currency, effectiveRate = (baseAmount - sum(fees.feeAmount.currencyAmount)) * baseRate) / baseAmount. If the fees is in transferAmount (destinationAccount) currency, effectiveRate = (( baseAmount * baseRate ) - sum(fees.feeAmount.currencyAmount )) / baseAmount